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  I will not be buying anyone any Christmas presents this year at the rate I am going. They will just have to be happy to see my smiling face at the family gathering. I know my mother is pretty much in the same position I am although I want to tell her to go somewhere and sell your gold. She has a decent amount of gold jewelry I do believe. I could be wrong though. She never has been one for much jewelry over the years. I guess we could go in on some presents for everyone but I will have to ask her.