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If you have a home then this is probably the most expensive item you will ever purchase and you need to consider what you would do if your spouse or you passed on.  This is why you need to have life insurance.  Life insurance gives your loved ones money if you die.  This money can be used to pay off bills, funeral costs and yes, your house.  Leaving your family in a financially secure state even if you are not around.  There is no need to add to a sad time by worrying about bills and debts.  If you are without life insurance the click on Online Whole Life Insurance Quote Help.  Get informed and covered for very little.  A few dollars a month can make a bid difference in the end.